America is losing a billion dollars every year to id theft, based on the Australian government, and nearly 90 % of Americans are reported to be worried about having their identity stolen.
With identity fraud reputed to get the fastest growing crime globally, precisely what is being done to protect Americans from the growing menace posed by identity fraudsters?
The National Identity Security Strategy (NISS) was created by the Australian Government in 2005. This Fake Ids Scannable aims to tackle identity crime committed by using fake identity documents, such as passports and drivers’ licenses. Beefing up the ability of Australian authorities to recognize fake identity documents lies at the heart from the strategy. Fake identity documents are employed by fraudsters to steal benefits, such as Centrelink payments, and cash from your banks.
$28 million dollars continues to be pledged towards the roll out from the National Document Verification Service, a key plank from the NISS. The service is going to be an online system for checking the authenticity of identity documents, and will also be accessible by government agencies. It may be rolled out for the private sector, which will help banks along with other companies verify the identities of clients. The service will enable government officials to ensure documents presented were actually issued and also the details contained within options are accurate.
Biometrics, a method of employing the physical attributes of people to verify their identity, is increasingly being deployed by governments and private companies to combat identity fraud.
Australia’s immigration service, the Department of Immigration and Citizenship, is collecting biometric data on new migrants. It really is expected the assortment of biometric details on ‘non citizens’ – like photos, fingerprints, and, iris scans – can help national and international efforts to tackle identity fraud. The physical details of new entrants are now being stored on the DIAC database, known as the Identity Services Repository.
Plans for any welfare services identity card system costing more than $1billion dollars were scrapped after 2007 following the election from the Rudd Government. The Howard Government planned to give every Australian a biometric smartcard, including photo and individual health and welfare number. This is considered by a lot of to be an identity card scheme in disguise. Reports suggested the smartcard scheme could have been ‘piggybacked’ by private companies, like banks and financial institutions, as a means of tackling identity fraud.
The usage of voice authentication technology to tackle call centre identity fraud is being researched by boffins at the University Of Canberra. The university’s biometrics scientists are working on systems that could enable companies to verify people utilizing their voice patterns. This may avoid the need to send sensitive personal data abroad, reducing the risk of Aussies falling prey to identity fraudsters targeting call centres.
Tough new money laundering laws, which came into force at the end of 2007, will spot tighter identity checks on Australians when opening new bank accounts, using casinos or purchasing travellers cheques. It is actually expected the Anti Money Laundering and Counter Terrorism Finance Act will help you to combat identity fraud around australia. Financial organisations must satisfy the strict identity check requirements from the legislation in the end of 2008. This act brings Australia into line with some other countries, including the UK wzczxl US, which may have strengthened their cash laundering rules.
The publication of court judgments on the internet has led the NSW Supreme Court to change the actual way it writes judgments. Personal identifiers, like birthdates and addresses, which can be utilized to commit identity fraud will no longer be published in judgments.
Among the advice within the government’s identity fraud self help guide “ID theft kit” is the requirement for customers to regularly check their credit score to help spot any fraudulent activity committed against them. A free of charge credit history can be accessed every year by writing towards the credit reference agencies.